Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 40100
per

Your estimated
City
free-cash

Thessaloniki , Greece
€13595
€11954
€10210
€9322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 100
income
-
-
-
6 643
pensions
-
-
-
8 020
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 847
surtax
-
-
-
632
total
-
-
-
18 262
Employee
17 426
-
33 127
-
other
-
-
-
-
health
445
-
845
-
surtax
57
-
564
-
income
2 921
-
6 252
-
pensions
1 162
-
2 210
-
unemployment
1 213
-
2 306
-
total
5 798
-
12 177
-
Employer
17 426
-
33 127
-
other
-
-
-
-
unemployment
552
-
1 050
-
pensions
2 323
-
4 416
-
health
793
-
1 507
-
total
3 668
-
6 973
-
Corporate
19 006
40 100
-
-
income
4 942
10 426
-
-
total
4 942
10 426
-
-
Dividends
14 064
29 674
-
-
withholding
2 110
4 451
-
-
total
2 110
4 451
-
-
Income
40 100
40 100
40 100
40 100
Total tax
16 518
14 877
19 150
18 262
After tax
23 582
25 223
20 950
21 838
Living cost
11 628
11 628
11 628
11 628
Free-cash
11 954
13 595
9 322
10 210

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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