Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 39950
per

Your estimated
City
free-cash

Ljubljana , Slovenia
€13372
€8964
€7094
€5948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
39 950
income
-
-
-
7 435
pensions
-
-
-
7 296
unemployment
-
-
-
60
health
-
-
-
3 931
total
-
-
-
18 722
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
34 567
-
health
1 505
-
2 233
-
income
4 018
-
6 846
-
pensions
3 612
-
5 358
-
unemployment
33
-
48
-
total
9 168
-
14 485
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

23 302
-
34 567
-
unemployment
14
-
21
-
pensions
2 062
-
3 059
-
health
1 552
-
2 303
-
total
3 628
-
5 383
-
Corporate
13 020
39 950
-
-
income
2 474
7 590
-
-
total
2 474
7 590
-
-
Dividends
10 546
32 360
-
-
withholding
1 582
4 854
-
-
total
1 582
4 854
-
-
Income
39 950
39 950
39 950
39 950
Total tax
16 852
12 444
19 868
18 722
After tax
23 098
27 506
20 082
21 228
Living cost
14 134
14 134
14 134
14 134
Free-cash
8 964
13 372
5 948
7 094

Estimated living cost  is €14134 per year

€9700
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€906
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€274
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3255
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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