Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 38600
per

Your estimated
City
free-cash

Thessaloniki , Greece
€12651
€9488
€8636
€11011
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
38 600
income
-
-
-
6 326
unemployment
-
-
-
120
other
-
-
-
-
health
-
-
-
2 741
pensions
-
-
-
7 720
surtax
-
-
-
577
total
-
-
-
17 484
Employee
17 426
-
31 887
-
pensions
1 162
-
2 127
-
unemployment
1 213
-
2 219
-
other
-
-
-
-
income
2 921
-
5 951
-
health
445
-
814
-
surtax
57
-
512
-
total
5 798
-
11 623
-
Employer
17 426
-
31 887
-
unemployment
552
-
1 011
-
health
793
-
1 451
-
pensions
2 323
-
4 251
-
other
-
-
-
-
total
3 668
-
6 713
-
Corporate
17 506
38 600
-
-
income
4 552
10 036
-
-
total
4 552
10 036
-
-
Dividends
12 954
28 564
-
-
withholding
1 943
4 285
-
-
total
1 943
4 285
-
-
Income
38 600
38 600
38 600
38 600
Total tax
15 961
14 321
18 336
17 484
After tax
22 639
24 279
20 264
21 116
Living cost
11 628
11 628
11 628
11 628
Free-cash
11 011
12 651
8 636
9 488

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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