Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 37500
per

Your estimated
City
free-cash

Thessaloniki , Greece
€11960
€10319
€8959
€8135
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
income
-
-
-
6 093
pensions
-
-
-
7 500
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 663
surtax
-
-
-
537
total
-
-
-
16 913
Employee
17 426
-
30 979
-
other
-
-
-
-
health
445
-
790
-
surtax
57
-
474
-
income
2 921
-
5 730
-
pensions
1 162
-
2 066
-
unemployment
1 213
-
2 156
-
total
5 798
-
11 216
-
Employer
17 426
-
30 979
-
other
-
-
-
-
unemployment
552
-
982
-
pensions
2 323
-
4 130
-
health
793
-
1 409
-
total
3 668
-
6 521
-
Corporate
16 406
37 500
-
-
income
4 266
9 750
-
-
total
4 266
9 750
-
-
Dividends
12 140
27 750
-
-
withholding
1 821
4 162
-
-
total
1 821
4 162
-
-
Income
37 500
37 500
37 500
37 500
Total tax
15 553
13 912
17 737
16 913
After tax
21 947
23 588
19 763
20 587
Living cost
11 628
11 628
11 628
11 628
Free-cash
10 319
11 960
8 135
8 959

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Thessaloniki model

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Athens , Greece
€11752
€10075
€8751
€7927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
37 500
income
-
-
-
6 093
pensions
-
-
-
7 500
other
-
-
-
-
unemployment
-
-
-
120
health
-
-
-
2 663
surtax
-
-
-
537
total
-
-
-
16 913
Employee
17 746
-
30 979
-
other
-
-
-
-
health
453
-
790
-
surtax
63
-
474
-
income
2 975
-
5 730
-
pensions
1 184
-
2 066
-
unemployment
1 235
-
2 156
-
total
5 910
-
11 216
-
Employer
17 746
-
30 979
-
other
-
-
-
-
unemployment
563
-
982
-
pensions
2 366
-
4 130
-
health
807
-
1 409
-
total
3 736
-
6 521
-
Corporate
16 018
37 500
-
-
income
4 165
9 750
-
-
total
4 165
9 750
-
-
Dividends
11 853
27 750
-
-
withholding
1 778
4 162
-
-
total
1 778
4 162
-
-
Income
37 500
37 500
37 500
37 500
Total tax
15 589
13 912
17 737
16 913
After tax
21 911
23 588
19 763
20 587
Living cost
11 836
11 836
11 836
11 836
Free-cash
10 075
11 752
7 927
8 751

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Source of data for Athens model

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Estimated living cost

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