Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 25600
per

Your estimated
City
free-cash

Athens , Greece
€4266
€2219
€2854
€2590
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 600
unemployment
-
-
-
120
health
-
-
-
1 817
pensions
-
-
-
5 120
other
-
-
-
-
income
-
-
-
3 709
surtax
-
-
-
144
total
-
-
-
10 910
Employee
17 746
-
21 149
-
health
453
-
540
-
pensions
1 184
-
1 411
-
surtax
63
-
126
-
other
-
-
-
-
unemployment
1 235
-
1 472
-
income
2 975
-
3 545
-
total
5 910
-
7 094
-
Employer
17 746
-
21 149
-
pensions
2 366
-
2 819
-
unemployment
563
-
670
-
health
807
-
962
-
other
-
-
-
-
total
3 736
-
4 451
-
Corporate
4 118
25 600
-
-
income
1 071
6 656
-
-
total
1 071
6 656
-
-
Dividends
3 047
18 944
-
-
withholding
457
2 842
-
-
total
457
2 842
-
-
Income
25 600
25 600
25 600
25 600
Total tax
11 174
9 498
11 545
10 910
After tax
14 426
16 102
14 055
14 690
Living cost
11 836
11 836
11 836
11 836
Free-cash
2 590
4 266
2 219
2 854

Estimated living cost  is €11836 per year

€7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1029
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€275
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3387
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
€4474
€2427
€3062
€2834
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
25 600
unemployment
-
-
-
120
health
-
-
-
1 817
pensions
-
-
-
5 120
other
-
-
-
-
income
-
-
-
3 709
surtax
-
-
-
144
total
-
-
-
10 910
Employee
17 426
-
21 149
-
health
445
-
540
-
pensions
1 162
-
1 411
-
surtax
57
-
126
-
other
-
-
-
-
unemployment
1 213
-
1 472
-
income
2 921
-
3 545
-
total
5 798
-
7 094
-
Employer
17 426
-
21 149
-
pensions
2 323
-
2 819
-
unemployment
552
-
670
-
health
793
-
962
-
other
-
-
-
-
total
3 668
-
4 451
-
Corporate
4 506
25 600
-
-
income
1 172
6 656
-
-
total
1 172
6 656
-
-
Dividends
3 334
18 944
-
-
withholding
500
2 842
-
-
total
500
2 842
-
-
Income
25 600
25 600
25 600
25 600
Total tax
11 138
9 498
11 545
10 910
After tax
14 462
16 102
14 055
14 690
Living cost
11 628
11 628
11 628
11 628
Free-cash
2 834
4 474
2 427
3 062

Estimated living cost  is €11628 per year

€7110
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€1073
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€268
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€3177
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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Source