Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1850
per

Your estimated
City
free-cash

Zurich , Switzerland
€75
€404
€721
€636
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 850
city
-
-
-
19
pensions
-
-
-
170
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
37
regional
-
-
-
94
health
-
-
-
4
national
-
-
-
34
total
-
-
-
358
Employee
902
-
1 656
-
city
10
-
18
-
regional
30
-
81
-
health
2
-
4
-
pensions
76
-
139
-
unemployment
-
-
-
-
national
4
-
25
-
total
122
-
267
-
Employer
902
-
1 656
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

18
-
33
-
unemployment
-
-
-
-
pensions
76
-
139
-
health
2
-
4
-
total
96
-
176
-
Corporate
842
1 850
-
-
regional
178
391
-
-
national
72
157
-
-
total
250
548
-
-
Dividends
593
1 301
-
-
withholding
207
456
-
-
total
207
456
-
-
Income
1 850
1 850
1 850
1 850
Total tax
675
1 004
443
358
After tax
1 175
846
1 407
1 492
Living cost
771
771
771
771
Free-cash
404
75
636
721

Estimated living cost  is €771 per week

€501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€69
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€9
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€191
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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Estimated living cost

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Source

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