Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1500
per

Your estimated
City
free-cash

Zurich , Switzerland
-€87
€244
€454
€380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 500
city
-
-
-
16
pensions
-
-
-
138
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
30
regional
-
-
-
67
health
-
-
-
3
national
-
-
-
18
total
-
-
-
272
Employee
906
-
1 343
-
city
10
-
14
-
regional
30
-
58
-
health
2
-
3
-
pensions
76
-
113
-
unemployment
-
-
-
-
national
4
-
15
-
total
122
-
203
-
Employer
906
-
1 343
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

18
-
27
-
unemployment
-
-
-
-
pensions
76
-
113
-
health
2
-
3
-
total
96
-
143
-
Corporate
488
1 500
-
-
regional
103
317
-
-
national
41
127
-
-
total
144
444
-
-
Dividends
343
1 055
-
-
withholding
120
369
-
-
total
120
369
-
-
Income
1 500
1 500
1 500
1 500
Total tax
482
813
346
272
After tax
1 018
687
1 154
1 228
Living cost
774
774
774
774
Free-cash
244
-87
380
454

Estimated living cost  is €774 per week

€503
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€69
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€10
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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Estimated living cost

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Estimated living cost

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