Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1350
per

Your estimated
City
free-cash

Rotterdam , Netherlands
€236
€175
€350
€350
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 350
income
-
-
-
331
pensions
-
-
-
119
health
-
-
-
125
total
-
-
-
575
Employee
865
865
1 162
-
health
133
113
125
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

142
142
142
-
pensions
156
119
119
-
total
431
374
386
-
Employer
865
865
1 162
-
unemployment
31
31
39
-
pensions
60
60
75
-
health
60
60
75
-
total
151
151
189
-
Corporate
344
333
-
-
income
69
67
-
-
total
69
67
-
-
Dividends
275
266
-
-
income
58
57
-
-
withholding
41
40
-
-
total
99
97
-
-
Income
1 350
1 350
1 350
1 350
Total tax
750
689
575
575
After tax
600
661
775
775
Living cost
425
425
425
425
Free-cash
175
236
350
350

Estimated living cost  is €425 per week

€301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€38
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€79
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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Estimated living cost

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Additional information

Source

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