Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1250
per

Your estimated
City
free-cash

Rotterdam , Netherlands
€185
€124
€293
€254
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
1 250
income
-
-
-
288
pensions
-
-
-
119
health
-
-
-
125
total
-
-
-
532
Employee
865
865
1 064
-
health
133
113
124
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

142
142
142
-
pensions
156
119
119
-
total
431
374
385
-
Employer
865
865
1 064
-
unemployment
31
31
38
-
pensions
60
60
74
-
health
60
60
74
-
total
151
151
186
-
Corporate
244
233
-
-
income
49
47
-
-
total
49
47
-
-
Dividends
195
186
-
-
income
41
40
-
-
withholding
29
28
-
-
total
70
68
-
-
Income
1 250
1 250
1 250
1 250
Total tax
701
640
571
532
After tax
549
610
679
718
Living cost
425
425
425
425
Free-cash
124
185
254
293

Estimated living cost  is €425 per week

€301
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€38
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€7
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€79
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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Estimated living cost

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Additional information

Source

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