Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
€ 1100
per

Your estimated
City
free-cash

Ljubljana , Slovenia
€485
€400
€293
€262
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
1 100
income
-
-
-
224
pensions
-
-
-
201
unemployment
-
-
-
2
health
-
-
-
108
total
-
-
-
535
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

448
-
952
-
health
29
-
61
-
income
77
-
208
-
pensions
69
-
148
-
unemployment
1
-
1
-
total
176
-
418
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

448
-
952
-
unemployment
-
-
1
-
pensions
40
-
84
-
health
30
-
63
-
total
70
-
148
-
Corporate
582
1 100
-
-
income
111
209
-
-
total
111
209
-
-
Dividends
472
891
-
-
withholding
71
134
-
-
total
71
134
-
-
Income
1 100
1 100
1 100
1 100
Total tax
428
343
566
535
After tax
672
757
534
565
Living cost
272
272
272
272
Free-cash
400
485
262
293

Estimated living cost  is €272 per week

€187
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
€17
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
€5
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
€63
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
€0
I'm drinking at home rarely or never.
€0
I do not smoke or smoke very rarely.
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Source of data for Ljubljana model

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Estimated living cost

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Estimated living cost

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Source

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